A recent national survey found that more than half of adults in the UK do not have a valid Will in place. Of those, around one in three said they intended to write one but had not yet got around to it. A further 20 percent said they had no intention of making a Will at all.
These findings highlight a serious issue. Many people understand the importance of estate planning but continue to delay it. In this article, we look at why so many people put it off, why it matters, and how you can make sure your loved ones are protected.
What the research shows
Key findings from the study include:
- 54 percent of UK adults do not currently have a Will.
- Almost 40 percent of those aged between 55 and 64 do not have one either.
- The average cost of writing a Will is around £160. Our fees start from £144 (+VAT).
- The average wait for inheritance after Probate is nearly six months.
These statistics show that even people who are aware they need a Will often struggle to take that first step.
Why so many people delay it
There are several common reasons why people avoid making a Will.
- Procrastination
Many people admit they simply have not got round to it. Life is busy, and thinking about what happens after death can be uncomfortable, so it is often pushed to the bottom of the list. - Perceived cost or complexity
Some assume it will be too expensive or complicated, or they believe they do not have enough assets to make it worthwhile. - Lack of awareness
Others do not fully understand what happens if they die without a Will. Under intestacy rules, their estate may not go to the people they would have chosen.
Why writing a Will matters
Creating a valid Will is one of the most important things you can do for your family. It ensures your wishes are followed and your loved ones are cared for in the way you intend.
With a Will, you can:
- Decide who inherits your assets.
- Appoint guardians for children under 18.
- Reduce stress and confusion for your family.
- Plan for tax efficiency and charitable gifts.
- Avoid unnecessary disputes or delays.
Without one, your estate will be distributed according to the law rather than your wishes, which can lead to tension and unintended outcomes.
Taking action
At AHJ Wills & Estates, we recommend the following steps:
- Book a consultation
Whether you already have a Will or not, arrange a meeting with an experienced estate planning adviser to review your situation. - Prepare key information
Make a list of your assets, beneficiaries, and any specific wishes you want reflected in your Will. - Seek professional guidance
Complex estates, second marriages, or business ownership can all make Will writing more complicated. A professional can ensure your Will is valid and effective. - Set a timeline
Give yourself a firm deadline for completion. Treat it as a priority, not a task for another day. - Keep it updated
Review your Will regularly, especially after major life changes such as marriage, divorce, or the birth of a child.
Why now is the right time
The research shows that millions of people know they need a Will but are delaying action. For many, it is not about unwillingness, but about finding the time and confidence to start.
Writing a Will is a simple, affordable step that gives long-term peace of mind. At AHJ Wills & Estates, we make the process clear and straightforward, helping you put your plans in place with confidence.
Talk to us
If you are one of the many people who plan to write a Will but have not yet done it, or if your existing Will needs updating, we can help.
Recent Comments